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The First Steps to Buying a Home

Buying a Colorado home for sale is an exciting event regardless if it’s your first time or you have purchased ten homes before. However, the process can become very stressful and a bad experience if you don’t take the time to plan and educate yourself about the mortgage and real estate process. The following steps will help you make the decision to buy the right home easier and ensure that the process of buying a home is fun.

Develop a Budget

Before you speak with any real estate or mortgage professionals you should know how much you can afford. Learn what you need to plan for and use our free budget form.

Talk with a Lender

Talking with a lender is probably the MOST important step in purchasing a home.  Knowing your options, how much you can afford, down payment requirements can and will drastically impact your home search.  Learn what you should be asking your lender and how to select the best lender.  


Your credit can be your best friend or the 800 pound gorilla stopping you from buying a home. Learn about what affects your credit and what you can do about it.

Financing Options

The mortgage industry has opened up over the last few years and most Colorado home buyers have multiple mortgage loan options.  Learn about the different mortgage loan programs and which mortgage loan is best for you.

Make a "Must" List

Buying a home is not like buying a new pair of shoes, so make sure you know what you want and must have. We provide you with a list of considerations when buying a home in Colorado.

Find a Real Estate Agent

You know what you can afford and what you want now you need a Colorado real estate agent that can help you find the perfect Colorado house for sale.  Not all real estate agents are created equal.  

Next Step: Develop a Budget

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Back to: Colorado Buyer's Guide

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