December 2011

Last week FHA extended the waiver to their 90 day house flip rule through December 31, 2012.  FHA guidelines don’t allow a buyer to purchase home when the owner of record has changed within 90 days of the purchase contract.  However, they have waived this rule for the last few years in hopes of helping the struggling real estate market. 

If you are purchasing a home and obtaining a FHA loan you still need to proceed with caution when purchasing a house that has been flipped.  When the buyer’s purchase price exceeds 20% of the price the seller paid for the house there are additional guidelines that must be met.  Lenders will require two appraisals to be performed, a property inspection, and evidence of repairs performed on the house to justify

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Last Minute Gifts Without Shopping -

What do they want? What do they need? Will it fit? Do they already have one? These are the common thoughts running through our minds when trying to find the perfect gift.The gift of really listening with no interrupting, no daydreaming and no planning your response is exactly what people want when they have something important to say.

The gift of affection with appropriate hugs, kisses and pats on the back can demonstrate your love for family and friends better than words.

The gift of laughter by sharing cartoons and funny stories will say "I love to laugh with you."

The gift of a simple written noteshows sincerity and real heartfelt sentiment that may be remembered for a lifetime and could even change a life.

The gift…

Real Estate Market Analysis for Smoky Ridge Homes in Aurora, co
This is a monthly real estate market analysis for Smoky Ridge homes in Aurora, Co
for the month of November 2011. If you are looking to purchase a home in Smoky Ridge the real estate market analysis can be a useful tool.

The report will help you determine how many listings are in Smoky Ridge, how many homes sold in the last month, the average price of a home in Smoky Ridge and many other important market factors regarding homes in Smoky Ridge.

The monthly Smoky Ridge real estate market analysis is also a great tool for home owners looking to sell their house.  It’s always important to understand the competition Smoky Ridge and listings in the surrounding neighborhoods in

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Real Estate Market Analysis for Piney Creek Homes in Aurora, co
This is a monthly real estate market analysis for Piney Creek homes in Aurora, Co
for the month of November 2011. If you are looking to purchase a home in Piney Creek the real estate market analysis can be a useful tool.

The report will help you determine how many listings are in Piney Creek, how many homes sold in the last month, the average price of a home in Piney Creek and many other important market factors regarding homes in Piney Creek.

The monthly Piney Creek real estate market analysis is also a great tool for home owners looking to sale their house.  It’s always important to understand the competition Piney Creek and listings in the surrounding neighborhoods in Aurora, Co

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Real Estate Market Analysis for Woodgate Homes in Aurora, co
This is a monthly real estate market analysis for Woodgate homes in Aurora, Co
for the month of November 2011. If you are looking to purchase a home in Woodgate the real estate market analysis can be a useful tool.

The report will help you determine how many listings are in Woodgate, how many homes sold in the last month, the average price of a home in Woodgate and many other important market factors regarding homes in Woodgate.

The monthly Woodgate real estate market analysis is also a great tool for home owners looking to sell their house.  It’s always important to understand the competition Woodgate and listings in the surrounding neighborhoods in Aurora, Co before listing

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Real Estate Market Analysis for Tuscany Homes in Aurora, co
This is a monthly real estate market analysis for Tuscany homes in Aurora, Co
for the month of November 2011. If you are looking to purchase a home in Tuscany the real estate market analysis can be a useful tool.

The report will help you determine how many listings are in Tuscany, how many homes sold in the last month, the average price of a home in Tuscany and many other important market factors regarding homes in Tuscany

The monthly Tuscany real estate market analysis is also a great tool for home owners looking to sale their house.  It’s always important to understand the competition Tuscany and listings in the surrounding neighborhoods in Aurora, Co before listing your house for

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Real Estate Market Analysis for Saddle Rock Homes in Aurora, Co
This is a monthly real estate market analysis for Saddle Rock homes in Aurora, for the month of November 2011. If you are looking to purchase a home in Saddle Rock the real estate market analysis can be a useful tool.

The report will help you determine how many listings are in Saddle Rock, how many homes sold in the last month, the average price of a home in Saddle Rock and many other important market factors regarding homes in Saddle Rock.

The monthly Saddle Rock real estate market analysis is also a great tool for home owners looking to sale their house.  It’s always important to understand the competition Saddle Rock and listings in the surrounding neighborhoods in

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Not only does the Old Spaghetti Factory have delicious food but the design of the building and the antiques are an amazing eye full.

This restaurant is international started  by the owners wife Sally. In order to furnish the first restaurant she went to garage sales and scrounged around for furniture to decorate the restaurant.  To this day she supervises every restaurant’s decorating with antiques and replicas of antiques.

The locations of restaurants are in old buildings or warehouses in the downtown areas where rents are cheap so the price of the food is reasonable.

We like eating in the bright red train car.  We don’t get to do that every day.

Some times you need a reminder why you need to wake up in the morning.  A reminder that your work is important to someone and you can impact lives.  In the last decade I have witnessed thousands of people buy homes (a lot of them buying multiple homes) without a second thought.   It was easy money and almost everyone could obtain a mortgage with little or no effort.   We all know things have changed and while obtaining a mortgage is tougher then it was five years ago, historically it’s still easy money.  FHA/HUD $100 down program, down payment assistance, conventional loans with only 3% down….easy money.   And the mindset for many hasn’t changed, a home is an investment…it’s all about the money.  Buying a home is no longer the American

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You don't have to be Dorothy in the Wizard of Oz to feel like there's no place like home.

Inspect all of your decorations and electrical lighting before using them. While you're enjoying the holidays this year, it's important to pay attention to some of the things that may affect your safety.

• Extension cords should not be placed under the carpet or rugs or bundled together which could cause overheating.
• Limit three standard size sets of lights to a single extension cord.
• Consider using portable or permanent ground fault circuit interrupters with all lighting to avoid possible shocks.
• Turn off holiday lights when you leave the home or got to bed.
• Avoid using candles near trees or wreaths.
• Do not allow natural trees to dry out

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